COVID-19 Coronavirus Information

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COVID-19: Update from Start Mortgages DAC

Start has a dedicated internal COVID-19 working group in place to monitor and react to the COVID-19 situation and to ensure continued service for our customers and to protect our employees. Start are adhering to advice from the HSE and relevant Government Departments. Start is also working with our industry representative body known as the Banking & Payments Federation Ireland (BPFI) who are engaging with industry stakeholders, the HSE and Government on a co-ordinated plan to respond to the risks related to the possible further escalation of COVID-19 in Ireland.

Many of you may be facing financial difficulties as a result of COVID-19 and Start will work with you to help you to manage these difficulties. To assist you Start are putting the following measures in place in line with industry practice:

  • Start will offer mortgage payment breaks of up to three months to certain customers impacted by COVID-19.
    • Payment deferrals or other changes to your payment amount are subject certain criteria and approval by Start; documentation may be required.
    • Please be aware that taking a break in your mortgage repayments will mean you will pay more interest over the remaining term of the loan.
    • The deadline for requesting a payment break is 30th June 2020
  • Start will suspend all legal proceedings on mortgages for a three-month period.

You can find additional information in our Frequently Asked Questions (FAQ) document.

We do expect to get a high volume of calls from customers impacted by COVID-19, so if you don't get through to us straightaway, please be patient and/or try again.

If you have already availed of a Payment Break you may be eligible to extend it for a period of 3 months. Start will contact you before the end of your existing Payment Break to advise you of your options. There is no need to reapply.

Important Information

Protecting your account: Please be alert to any suspicious phone calls, text messages or emails from anyone with a message about COVID-19. Start will always ask security questions with you before discussing any details of your mortgage account with you and will never ask you for your bank PIN number or personal password.

If you have been financially impacted by COVID-19 and you wish to request a break or reduction in payments, please click the Apply button.

Start Mortgages DAC (trading as Start Mortgages) is regulated by the Central Bank of Ireland
Start Mortgages DAC is registered in Ireland.  Reg. No.: 391445.  Reg. Address: Trimleston House, Beech Hill Office Campus, Clonskeagh, Dublin 4